What Happens to Your Online Accounts When You DieAnd How to Make Sure Your Family Isnt Left Scrambling

Taking time to organize your digital accounts now can save your family significant stress and complications later. Koupei Studio/ShutterstockWhen you die, your online accounts don’t automatically close or transfer to your family. Without a digital legacy plan, your loved ones may be locked out of financial accounts, stuck paying your subscriptions, and unable to recover irreplaceable photos or files.Most times, the fix is straightforward: designate a digital executor, activate the built-in legacy tools on your major platforms, and store your credentials somewhere your family can actually access them.Managing Digital Assets After DeathMost people have a will, a named beneficiary on their life insurance, and maybe even a folder somewhere with their important documents. What most people don’t have is a plan for the 150-plus online accounts they’ll leave behind.