Adam H. Douglas

Credit Card Invisible Surcharges and Swipe Fee Changes: How to Avoid Surcharges at Checkout

Checkout screens are getting more complicated. A restaurant bill, contractor invoice, or online order can now include an extra 2 to 4 percent simply because you paid with a credit card, sometimes labeled a “technology fee” or “processing charge” instead of what it actually...

How to Talk to Your Teens About Identity Theft and Protecting Their Credit

As college move-in dates approach, the Federal Trade Commission’s (FTC’s) Bureau of Consumer Protection just published a back-to-school alert urging parents to talk with teens about credit and identity theft.The timing is not random. About a million American children fall victim to identity fraud...
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Is Medical Debt Still on Your Credit Report? The Rules Just Got Confusing Again

If you heard that medical debt was banned from credit reports, you heard half...

Workers Who Turn 60 Through 63 in 2026 Can Now Stash $11,250 Extra, and Most Dont Know It

If you are between 60 and 63 years old and still working, the tax...

The Gold Tax Surprise: When Gold Profits Get Taxed at 28 Percent

If you bought gold during its 2023–2026 rally, you may be sitting on a...

The 2nd Scam: Fraud Recovery Services That Target People Who Have Already Been Robbed

There is a corner of the fraud economy built entirely on targeting people who...

This November, Full Retirement Age Officially Hits 67, Completing a Transition Begun in 1983

Some financial milestones arrive with headlines, but this one arrives quietly, on a schedule...

Firmware Flaw in Canadian Bitcoin Wallet Company Tied to $88 Million-Plus Theft

An attacker drained more than 1,367 bitcoin, worth approximately $88 million, from thousands of...

Student Loan Payments Are Spiking: What Changed on July 1 and What Borrowers Over 50 Should Do

If you carry federal student loans, July 1, 2026, redrew your map. With last...

The Fake CAPTCHA Scam: When Prove Youre Human Installs Malware

We’ve all clicked through hundreds if not thousands of CAPTCHA (Completely Automated Public Turing...

Talking About Scams Works: The 80 Percent Rule and How to Have the Family Conversation

News coverage about fraud is often fear-based—and there are some very good reasons for...

Selling the Familys Gold: How to Turn Inherited Coins and Jewelry Into a Fair Price

It’s one of the most common gold transactions in America, yet people rarely prepare...

Coerced Debt: When the Debt in Your Name Isnt Yours by Choice

Right now, there are people who are responsible for credit cards they never opened,...

Grandparents and Trump Accounts: The Gift Tax Question the IRS Just Answered

You want to help fund your grandchild’s new Trump Account, but until late June,...

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Wins of the Week 140 with Ted Kuntz

Questions around health, free speech, and public accountability came into sharp focus this week.Newly...

The EUs repair policies are changing the way tech is designed

In the late 1970s, concerned by resource use and scarcity, German industrial designer Dieter...

Ohio State Agrees to $2.1 Million Federal Settlement Over Undisclosed China Research Ties

Ohio State University has agreed to pay $2.1 million to resolve federal allegations that...

Chinese Scientists Flagged Glacial Flood Danger One Year Before Nepal Catastrophe

More than a year before the catastrophic flash flood devastated the China–Nepal border crossing...