Debt Management
Student Loan Payments Are Spiking: What Changed on July 1 and What Borrowers Over 50 Should Do
If you carry federal student loans, July 1, 2026, redrew your map. With last year’s tax law changes taking effect on that date,...
Coerced Debt: When the Debt in Your Name Isnt Yours by Choice
Right now, there are people who are responsible for credit cards they never opened, loans they signed under pressure, and collections for purchases...
A Smart Guide to Borrowing
By David Rodeck From Kiplinger’s Personal FinanceAs Americans face rising costs on just about everything, the amount of debt they’re taking on is...
Will Bankruptcy Affect Your Mortgage?
Bankruptcy can provide relief from debt and temporarily stop foreclosure, but your mortgage lender’s claim on the home still remains. ssguy/ShutterstockConsidering a bankruptcy...
Dont Let a Zombie Mortgage Stalk You
Long-forgotten second mortgages are resurfacing, leaving some homeowners facing surprise debt.Old mortgage debts once written off are returning to haunt homeowners. Monthira/Shutterstock4/9/2026|Updated: 4/9/2026Zombie...
Easing the Squeeze on Affordability
Debt ManagementAffordability pressures are hitting Americans across income levels—from housing and cars to credit cards.Even high earners are feeling the squeeze as rising...
Beyond FICO: A Strategy for Productive Debt or Personal Leverage
Michael Leslie/ShutterstockA productive debt or personal leverage strategy starts with letting go of the idea that all debt is bad. Your FICO score...
Times Up on Some Adjustable-Rate Mortgages
A single-family home in Los Angeles. Allison Dinner/Getty ImagesFor those who took five-year adjustable-rate mortgages (ARMs) in 2021, the day of reckoning is...
