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you-got-a-personal-injury-settlement.-does-the-irs-feel-your-pain?
BrightBusiness & MarketsPersonal FinanceTaxWealth Management

You Got a Personal Injury Settlement. Does the IRS Feel Your Pain?

You got a check from a legal settlement—perhaps from a personal injury lawsuit, a wrongful termination case, or a vehicle accident. You got...

the-irs-says-this-is-taxable-income.-surprise!
BrightBusiness & MarketsPersonal FinanceTaxWealth Management

The IRS Says This Is Taxable Income. Surprise!

The government canceled your student loan. A lawyer helped negotiate a lower balance on your debt obligation. You received a generous settlement at...

credit-cards,-savings-accounts,-money-market:-best-of-the-best
BrightBusiness & MarketsInvestingPersonal Finance

Credit Cards, Savings Accounts, Money Market: Best of the Best

Consumers are using credit cards like never before, with credit card balances currently at an all-time high. The average credit card balance in...

the-golden-rule:-he-who-has-the-gold-makes-the-rules
BrightBusiness & MarketsGoldInvestingPersonal Finance

The Golden Rule: He Who Has the Gold Makes the Rules

“O Gold! I still prefer thee unto paper, which makes bank credit like a bark of vapor.”—Lord ByronNEWS FLASH: Gold prices hit a...

shifting-fortunes-2025:-the-year-overblown-assets-deflated?
BrightBusiness & MarketsInvestingPersonal Finance

Shifting Fortunes 2025: The Year Overblown Assets Deflated?

A look back at the economy starting with the Great Financial Crisis might make us leery of rosy financial forecasts for 2025.Introduction: From...

less-stocks-and-more-bonds?-maybe.-but-which-ones?
BrightBusiness & MarketsInvestingPersonal Finance

Less Stocks and More Bonds? Maybe. But Which Ones?

We couldn’t get enough of the roaring stock market in 2023 and 2024. Stocks were up double digits with some popular stocks doubling...

the-messy,-confusing,-constantly-changing-student-loan-landscape
BrightBudgetingBusiness & MarketsDebt ManagementPersonal Finance

The Messy, Confusing, Constantly Changing Student Loan Landscape

Student loan debt has tripled since 2008. Below is timeline of recent developments and what you need to know.In a previous article, we...

credit-cards-auto-loans.-trouble-ahead?
BrightBudgetingBusiness & MarketsDebt ManagementPersonal Finance

Credit Cards. Auto Loans. Trouble Ahead?

Debt has been climbing ever since pandemic-related benefits came to an end. Today, two out of three Americans are living paycheck-to-paycheck, only one...