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Wednesday, February 4, 2026

Social Security Checks May Be Smaller This Month, but Some Seniors Have Options

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Social Security Checks May Be Smaller This Month, but Some Seniors Have Options

Blank Social Security checks are run through a printer at the U.S. Treasury printing facility in Philadelphia, Pa., on Feb. 11, 2005. William Thomas Cain/Getty Images

Some Social Security recipients could experience a payment garnishment as an agency clawback policy on previous overpayments doled out to seniors goes into effect later in July.

The Social Security Administration (SSA) updated the overpayment garnishment rate in April to 50 percent, according to a message from the agency at the time. In some instances, the SSA pays recipients too much due to a miscalculation or if a recipient fails to update their earnings.

When the Clawbacks Start

By July 24, the overpayment wage garnishments will go into effect, according to an emergency message that was issued by the SSA in April.

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