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Tuesday, January 27, 2026

US Mortgage Refinancing Activity Accelerates on FHA Demand: MBA

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Federal Reserve policy decision could impact mortgage rates this week, experts warn.Propriety for sale in Elkridge, Md., on Sept. 2, 2025. Madalina Kilroy/The Epoch Times12/10/2025|Updated: 12/10/2025Federal Housing Administration mortgages fueled a pickup in refinancing activity last week, the Mortgage Bankers Association said on Dec. 10.In the first week of December, total applications to refinance a mortgage advanced by 14 percent from the previous week.Andrew Moran has been writing about business, economics, and finance for more than a decade. He is the author of “The War on Cash.”Author’s Selected Articles

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