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Tuesday, January 27, 2026

Top-Tier US Consumers Hit by Credit Stress as 90-Day Delinquencies Surge

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Top-Tier US Consumers Hit by Credit Stress as 90-Day Delinquencies Surge

William Potter/Shutterstock

Credit delinquencies over 90 days jumped by 109 percent among superprime borrowers and 47 percent among prime borrowers, according to an Aug. 25 VantageScore report.

“Consumers in the highest VantageScore credit tiers are showing increased signs of credit stress on a year-over-year basis,” Susan Fahy, executive vice president and chief digital officer at VantageScore, said in a statement.

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