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Tuesday, January 27, 2026

Solo Retirement? How to Thrive When You’re on Your Own

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Your choice to retire solo may not have been your original plan, or you may have made it with a deliberate embrace of personal freedom.

Often, retirement brings images of couples traveling the world, relaxing on porches, or downsizing to a sunny condo. However, retirement is a solo venture for millions of Americans. Whether by choice, circumstance, or chance, retiring alone is becoming increasingly common.

According to a Census Bureau report, nearly 3 in 10 adults aged 65 or older lived alone in 2022. More specifically, 27 percent of women and 21 percent of men aged 65 to 74, as well as 43 percent and 24 percent of those aged 75 or older, lived alone.

The good news? It’s possible to enjoy a deeply fulfilling, liberating, and lifelong retirement with the right planning and mindset.

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