Housing conditions in 2026 may become more balanced as inventory rises and mortgage rates level off. Dreamstime/TCABy Robin A. Friedman From Kiplinger’s Personal FinanceAfter several years of upheaval characterized by bidding wars, rising mortgage rates, and tight inventory, the housing market seems to be at a crossroads. Interest rates have stabilized, the number of homes for sale is growing, and price appreciation is slowing.





