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Tuesday, December 16, 2025

How to Get Free Financial Advice—Without Getting What You Pay For

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How to Get Free Financial Advice—Without Getting What You Pay For

Alexander Supertramp/Shutterstock

Let’s be honest—financial advice can be expensive. Really expensive. When you’re already struggling to make ends meet or just starting to get your financial act together, paying $200+ per hour for advice can feel like a cruel joke. It’s like needing money to get money advice.

But here’s the thing: there’s actually a surprising amount of solid, free financial guidance available if you know where to look. The key is learning to separate the wheat from the chaff and understanding what free advice can and can’t do for you.

The Reality of ‘Free’ Financial Advice

Before we dive in, let’s get something straight: truly free advice does exist, but it often comes with limitations. You may not receive personalized recommendations tailored to your exact situation, and you certainly won’t have someone to guide you through every financial decision.

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