Designating a beneficiary is a key step in making sure your assets go to the person or people you want them to go to. Dreamstime/TCA
By Adam Shell From Kiplinger’s Personal Finance
When it comes to estate planning, a will or a trust often receives the most attention. However, the simple act of naming a beneficiary to inherit assets in your 401(k), IRA, or savings account, or the proceeds of a life insurance policy or annuity, is a powerful estate planning tool.
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