Bilt Launches 3 New Credit Cards With 10Percent Interest Cap for First Year

Bilt Obsidian Card, Palladium Card, and Blue Card, in New York, on Jan. 14, 2026. AP Photo/Ken SweetBilt, one of America’s youngest credit card firms, founded in 2019, is launching a suite of three new Bilt 2.0 credit cards that will extend unique rewards to homeowners by allowing them to earn points on mortgage payments. Meanwhile, the company will offer an interest cap of 10 percent for the first year on these cards.Bilt was originally designed to help young Americans build credit on rent payments, with the hope of creating a path to home ownership. Today, Bilt is available in nearly one in four apartment buildings nationwide, connecting housing payments with local neighborhood business.