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Anne Johnson

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Bidding War Strategies for Home Buying

Studio Romantic/ShutterstockBefore you even enter a bidding war on a house, there are some strategies you can enlist. Financial planning, hiring the right professionals, and having a long-term objective mindset, for example, will go a long way in reaching your goal.But when you’re in...
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Group Life Insurance Versus Individual Life Insurance

Andrey_Popov/ShutterstockAs part of a benefits package, many employers offer group life insurance to their workers. While it’s typically a low-cost and valuable part of your family’s financial protection, it may not cover all your needs.A voluntary or individual life insurance policy can be tailored...
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Beyond No Tax on Tips: 7 Key OBBB Provisions for Individual Taxpayers

The One Big Beautiful Bill Act (OBBB), passed in July, made several changes to...
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Restaurants Use Tips to Cut Labor Costs

Nok Lek Travel Lifestyle/ShutterstockYou received great service and want to reward your waiter. But...
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Mortgage Interest Deduction: The Limit and How It Works

The mortgage interest deduction can cut your taxes, but only if you itemize and...
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Qualified Business Income Deduction Can Save You up to 20 Percent

Introduced by the 2017 Tax Cuts and Jobs Act (TCJA), the qualified business income...
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Will You Benefit From No Taxes on Tips?

Roughly 4 million workers receive tips in their occupations. OlegD/ShutterstockThe Internal Revenue Service just...
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New Banking Regulations: What Does That Mean for Your Money?

The Biden administration proposed strict rules for the banking industry. It wanted to increase...
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Are Your Electronic Bank Transfers Protected?

The electronic banking system has brought significant changes in how money is handled. You...
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Are You Ready for the 2026 Medicare Enrollment?

Open enrollment for Medicare began on Oct. 15 and runs until Dec. 7. It...
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Are You Sure Your Beneficiaries Are Right? Avoid These Blunders

Although you may have a detailed will, it doesn’t control all your assets when...
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How to Prevent Outliving Your 401(k) and Savings

Income solves many things, and generating it during retirement is, if necessary, essential to...
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Can Your Heir Afford to Inherit Your Home?

There’s a significant transfer of wealth about to take place. According to Fiducient Advisors,...
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How Many Missed Mortgage Payments Before Foreclosure?

The number of Americans not able to keep up with mortgage payments is growing....
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