Average car payments remain near record highs, but borrowers may be able to reduce their monthly bills with a few simple changes. Dreamstime/TCABy Choncé Maddox From Kiplinger’s Personal FinanceCar payments have a way of creeping up on your budget. What once felt manageable can start to feel heavier over time, especially as higher interest rates, rising insurance premiums, and everyday expenses put more pressure on your monthly finances.





