Should You Max Out Your 401(k)? Weve Got Answers

InvestingMaxing out your 401(k) isn’t always the smartest move. Here’s how to balance growth with flexibility.Once you’re familiar with your company’s 401(k) plan, you can determine if you should contribute the maximum allowable amount. Dreamstime/TCATribune News Service1/2/2026|Updated: 1/2/20260:00By Adam Shell From Kiplinger’s Personal FinanceYou’ve probably heard it a million times: Max out your 401(k). That advice ranks right up there with “eat healthy” and “get regular exercise.”Tribune News ServiceAuthorAuthor’s Selected ArticlesAsk Angi: What Do I Need to Know About Bathroom Exhaust Fans?Jan 02, 2026America’s ‘Missing Middle’ and the Struggle for Affordable HousingDec 31, 2025SC Has 3 of Best Islands to Visit in the South, Even in Winter, Travel + Leisure Says. Here’s WhyDec 29, 2025When Fair Doesn’t Mean Equal in Estate PlanningDec 27, 2025