Answers to Your Questions About Social Security

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By Sandra Block From Kiplinger’s Personal Finance

Sandra Block answers readers’ questions about Social Security claiming strategies for couples and working while on Social Security.

Claiming Strategies for Couples (and Exes)

Question: We often hear about strategies couples can use to get the most from their combined benefits when one spouse had higher lifetime earnings from work. But what’s the best approach if a dual-income couple has a similar earnings history and will be eligible for roughly the same benefit?

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