7 Ways to Rein In Holiday Spending

Monkey Business Images/ShutterstockYou probably don’t want to start the new year with a big credit card bill. Pacing yourself during the holiday season is a great way to keep sticker shock down.With a large shopping list and entertainment to plan, costs can skyrocket quickly. But with some planning and self-control, you can enter the new year at or under budget. Here are seven ways to rein in your holiday spending.1) Avoid Retail MarketingAccording to the National Retail Federation, its annual holiday forecast predicts spending to be between $1.01 trillion and $1.02 trillion. Last year’s spending was $976.1 billion.