
These changes don’t only impact retirees—they impact current workers. Dreamstime/TCA
By Donna LeValley From Kiplinger’s Personal Finance
In January 2026, several changes to Social Security will take effect, impacting everything from taxes to benefit checks and full retirement age (FRA) rules. Knowing about these updates ahead of time can help you be prepared for the year ahead and adjust your plans to make sure you collect the maximum benefit.