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Louisiana, Kentucky, and Mississippi topped the list of states with the highest share of “seriously underwater” mortgages—properties with loan balances exceeding their market value by at least 25 percent—real estate analytics company ATTOM said in a June 20 statement.
In Q1 2025, 2.8 percent of mortgages nationwide were classified as being seriously underwater, up from 2.5 percent in Q4 2024.
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