US Car Insurance Premiums Could Rise 4 Percent or More by 2025-End

Car insurance rates in the United States could rise by 4 to 7 percent this year, with tariffs potentially playing a role, online platform Insurify said in an Aug. 5 report.

Although rates were steady nationally and decreased in 27 states during the first half of 2025, tariffs and inflation could derail that trend, the company said.