How Married Couples Can Make the Most Out of Social Security

Smart timing of Social Security claims can significantly increase retirement benefits for couples. Pixel-Shot/ShutterstockWhen you’re working, Social Security may seem pretty straightforward: You pay taxes into a retirement system. And when it’s time to clock out for the last time, you start claiming your share.But there’s a lot more to it than that. This especially is true for married couples. To make the most out of your retirement and maximize your benefits, you and your spouse need to understand concepts like full retirement age, spousal benefits, survivor benefits and more.