Roth Conversions: How to Do It Without Getting a Tax Shock

Done carefully, a Roth conversion can boost tax-free retirement income and reduce future tax burdens. zimmytws/ShutterstockThe idea of tax-free withdrawals from a retirement account can be very enticing. And you can accomplish that with a Roth IRA.But you may have been saving for most of your working years in a traditional IRA. After all, these savings vehicles allow you to make tax-deductible contributions.