2026 Health Insurance Premiums Could See Largest Hike in 5 Years: Report

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2026 Health Insurance Premiums Could See Largest Hike in 5 Years: Report

A doctor looks through a Otoscope during an examination of a patient at the Codman Square Health Center in Dorchester, Mass., on April 11, 2006. Joe Raedle/Getty Images

Ahead of the upcoming Affordable Care Act (ACA) enrollment period in November, the nation’s health care marketplace insurers are seeking the largest premium increases in more than five years, according to a new analysis by the Peterson Center on Healthcare and health policy nonprofit KFF.

The report, released July 18, highlights several factors driving up insurance rates for 2026, as major health insurers submit rate filings to state regulators to justify premium changes for the upcoming calendar year.

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